Juan Brignardello Vela
Juan Brignardello, asesor de seguros, se especializa en brindar asesoramiento y gestión comercial en el ámbito de seguros y reclamaciones por siniestros para destacadas empresas en el mercado peruano e internacional.
The Spanish government took a significant step this Thursday by approving a third aid package for those affected by the DANA, which has devastated several regions of the country. This decree, presented as a lifeline for those who have suffered losses, is equipped with 2.3 billion euros in aid and low-interest loans aimed at mitigating the aftermath of the natural disaster. With a clear focus on mobility, the program includes a plan for assistance in purchasing vehicles that were damaged during the disaster. The Minister of Economy, Carlos Cuerpo, revealed that the renewal plan will allocate 485 million euros in direct aid, which does not need to be repaid, to facilitate the purchase of vehicles. This effort aims primarily to replace cars that became unusable after the impact of the DANA. The amount of aid varies depending on the type of vehicle purchased, differentiating between electric, hybrid, and combustion vehicles, as well as whether they are new or used. The most substantial aid, up to 10,000 euros, is reserved for those who choose a new electric car. In contrast, buyers of new hybrid or combustion vehicles will receive a subsidy of 5,000 euros. For those interested in acquiring used cars, the situation is slightly less favorable, with aid ranging from 4,000 euros for electric vehicles to 2,000 euros for combustion or hybrid vehicles. This reflects a clear intention from the government to incentivize the transition to more sustainable and less polluting mobility. In addition to cars, the plan also extends to motorcycles, with aid of up to 2,000 euros for new electric models and 1,000 euros for combustion models. This comprehensive approach aims not only to restore the mobility of those affected but also to encourage the adoption of cleaner technologies in transportation. However, the consumption profile of Spaniards may influence how these aids are distributed, as historically, the market for used and combustion cars has predominated. It is noteworthy that these subsidies do not exclude those who have already purchased a vehicle to replace a damaged one; they will be able to retroactively apply for this aid, which expands the effectiveness of the measure. Additionally, compatibilities with the compensations from the Insurance Compensation Consortium (CCS) are established, which, according to the minister, grants an average compensation of around 7,810 euros per vehicle. So far, more than 128,000 applications for vehicle damage have been recorded. The package of measures not only includes aid for mobility. Changes in the labor sector have also been announced, including a new paid leave of four days for workers who cannot attend their jobs after a disaster, provided that teleworking is not possible. This measure is presented as an effective response to emergency situations, facilitating workers' ability to address their needs after a devastating event. In the business sector, the government has deployed 1.2 billion euros in financing lines to help SMEs, self-employed workers, and industries repair damage to their facilities and promote new investments. This is complemented by 240 million managed by the ICO to reactivate economic activity and an additional 300 million aimed at acquiring machinery and advanced technology. The overall aim of these initiatives is not only to alleviate immediate losses but also to foster the long-term economic recovery of the most affected areas. In total, the decrees approved by the government have mobilized more than 16.6 billion euros, reflecting a deep commitment to the recovery and well-being of citizens. Opinions on these measures are diverse, and while some celebrate the government's swift response to the DANA, others question whether the aid will be sufficient to meet the real needs of those affected. In a context where climate change continues to generate extreme situations, the need for policies that consider resilience to disasters is more urgent than ever. The implementation of these resources will be key in the coming months, and citizens will be attentive to how the management develops and whether this aid effectively restores both mobility and economic stability in the regions hit by the DANA. In a country where the climate is changing, planning and investment in resilient infrastructure become essential to face future challenges.