Juan Brignardello Vela
Juan Brignardello, asesor de seguros, se especializa en brindar asesoramiento y gestión comercial en el ámbito de seguros y reclamaciones por siniestros para destacadas empresas en el mercado peruano e internacional.
In a recent article, Thom Hartmann discusses the healthcare crisis in the United States, focusing on the failure of the health insurance industry. According to Hartmann, this system, dominated by for-profit companies, has resulted in millions of Americans not receiving the care they need, despite paying high premiums. His analysis reveals a grim landscape where corporate profits seem to carry more weight than the health of citizens. One of the most striking points Hartmann makes is the systematic denial of claims by these companies. It is alarming to know that, in some cases, up to 32% of claims are denied, leading to unnecessary suffering for individuals seeking medical care. This raises the question of whether the purpose of these companies is truly to care for the health of their insured or simply to maximize profits. The recent murder of UnitedHealthcare CEO Brian Thompson has sparked an intense debate about the ethics and morality of a system that prioritizes profit over life. Hartmann argues that the decisions made by executives like Thompson have resulted in the deaths of many Americans and highlights the contradiction between a system that seeks efficiency like a business and one that should be oriented towards meeting human needs. Hartmann also compares healthcare in the United States with that of other developed countries, where healthcare is considered a common good. By pointing out that in other systems, such as the U.S. Veterans Administration, the focus is on keeping people healthy rather than generating profits, he presents a strong critique of how insurance companies operate in the country. The author suggests that the privatization of essential services, driven by a business elite seeking to evade taxes, has brought the U.S. healthcare system to a critical point. The fear that more services will be privatized, such as school systems, resonates in a context where it has been shown that these decisions negatively impact the quality of life for citizens. Healthcare costs in the United States are exorbitant, reaching over $12,000 per person, nearly double that of other developed countries. Despite this spending, public health shows concerning indicators, such as lower life expectancy and higher rates of chronic diseases. This contradiction highlights the inefficiency of a system that prioritizes economic benefit over public health. Hartmann mentions that if the country were to adopt a single-payer system, like the one proposed by Senator Bernie Sanders, healthcare costs could drastically decrease while ensuring coverage for all citizens. This proposal, which seems logical from both an economic and ethical standpoint, faces fierce resistance from those benefiting from the current system. The public reaction to the murder of a high-profile executive in the insurance industry reflects deep discontent and frustration with a system that has left millions without access to adequate medical care. The divide between those who see healthcare as a right and those who consider it a commodity is becoming increasingly evident. The question that arises from this tragic event is whether a significant debate will finally open up about the future of the healthcare system in the country. Hartmann hopes this moment will serve as a catalyst for discussing the need for structural reform that ends the privatization of healthcare and returns public health to a central place in American politics. In summary, Hartmann's article not only critiques the current state of healthcare in the United States but also invites readers to reflect on the role of government in providing essential services and the importance of viewing health as a common good rather than a business opportunity. The future of healthcare in the country depends on the collective will to challenge a system that, at its core, has proven to be deadly for many.